Helping You Get Fully and Fairly Compensated For Your Hurricane Damages
In the aftermath of Hurricane Isaac, you are dealing with some of the unpleasant consequences of life in south Louisiana. Unfortunately, if you are reading this site, you are facing an insurance company who refuses to provide you full and fair compensation for your damages. You have paid this company large premiums specifically to protect your property and receive full and fair coverage for property damages in times like this. They are:
- Not acting like your good neighbor (State Farm)
- Not extending their good hands to you (Allstate)
- Not accepting responsibility as their policy (Liberty Mutual)
- Not acting like your property damages matters to them (Safeco)
- Forgetting what it means to serve their policyholders (USAA)
- Not hearing you (Bankers Specialty)
- Not taking a personal interest in your claim or showing that your property matters most (ANPAC)
If you have experienced Hurricane Isaac damages and cannot get a reasonable settlement from your insurance company, I am attorney Loyd J. Bourgeois, a Hurricane property and commercial insurance claim attorney, and I can help you. With knowledge of Louisiana property insurance law and experience in hurricane damage claims, I work hard for my clients.
Call me today at 985-308-0010 or toll-free at 888-552-4773 or use our online form. I can provide you with a free, no-obligation evaluation of your insurance claim and help get you on the road to recovery.
Filing a Louisiana Insurance Claim for Hurricane Damage
After experiencing the terror and chaos of a hurricane, there are many things that you must immediately address. It can be confusing to figure out how to prioritize the steps to take in such a terrible situation.
Once the storm has passed, your priority is likely taking care of property damage. If you own insured property that has been destroyed, you will need to inform your insurance company of the damages to file a claim. To make a Hurricane Isaac damages claim, your property has to fall into one of the following categories:
- The property must have some sort of damage;
- The property and contents must be damaged from rain, wind, fire or water;
- The property must be the site of a robbery or theft; or
- Debris removal must have caused some sort of damage to the property; and
- YOU MUST HAVE INSURANCE COVERING THE PROPERTY!
Overall, it can be very helpful to have an attorney to assist you through the process of appraising and negotiating your homeowner’s or flood insurance claim. A lawyer who is experienced with claims of this nature is able to take the insurance company to court if they have not lived up to their obligations or if they are not fully and fairly compensating you for your Hurricane Isaac flood or homeowner’s damages.
Disputes with Insurance Companies
Living through a terrible hurricane is hard enough. You shouldn’t have to battle your insurance company for the compensation you need and deserve. That’s why Hurricane Isaac damage attorney Loyd J. Bourgeois is here to help if your insurance company refuses to fully and fairly compensate you.
Unfortunately, it’s common for insurance companies to enter into disputes with their clients over coverage and payments. Denials or unreasonable settlement offers can include:
- Homeowner’s insurance claims
- Business property insurance claims
- Damaged contents
- Property depreciation
- Distribution of insurance payments.
Take a look at my Top 7 Hurricane Damage Disputes you may encounter in the aftermath of Hurricane Isaac.
Hurricane Isaac’s storm surge caused significant flooding in Plaquemines Parish (Belle Chasse, Braithwaite, Port Sulphur, Buras), Jefferson Parish (Lafitte, Crown Point, Barataria, Grand Isle), St. John the Baptist Parish (Laplace, Reserve), St. Tammany Parish (Mandeville, Madisonville, Slidell), Tangiphoa Parish (Ponchatoula, Manchac, Hammond), Lafourche Parish (Cut Off, Golden Meadow, Galliano, Fourchon), and Terreb0nne Parish (Chauvin, Cocodrie, Bayou Dularge).
Not only did Hurricane Isaac storm surges result in flooding, but heavy rainfall associated with it also cause flood damage in other portions of Louisiana.
Although a hurricane moving inland may begin to deteriorate, heavy rainfall may still exist and leave quite a bit of destruction behind. Significant portions of south Louisiana have experienced widespread destruction due to Hurricane Isaac. From Kenner to New Orleans, Grand Isle to Baton Rouge, Luling/Destrehan to Covington, effects were tremendous.